No Tricks—Just Smart Investor Financing

This season, skip the scary paperwork and lock funding that keeps your projects alive and cash-flowing. From rentals to rehabs to ground-up, we structure loans around real timelines, real budgets, and real DSCR math—so you don’t get haunted at closing.

🍬 DSCR Loans (1–8 Units) — Rates from 5.75%

  • Min DSCR: 1.00 (1.15+ recommended for best pricing & cushion)

  • Min FICO: 660 (680+ recommended)

  • Max LTV: 80% SFR | 75% 2–8 units | 65% Foreign National

  • Terms: 30-yr fixed, 5/7 ARM, up to 10 yrs Interest-Only

  • Buydown option: We’ll model the break-even and show if paying points makes sense for your hold period.

Great for: buy-and-hold investors, self-employed borrowers, LLC purchases, foreign nationals.

🛠️ Fix & Flip — Fund Purchase + Rehab

  • Rates from 8.5%

  • LTC: up to 90% (3+ flips) | up to 82.5% (1–2 flips w/ 700+ FICO) | Max 60% (FICO 660–699 / Foreign National)

  • Loan size: $100K–$3M (to $4.5M case-by-case)

  • New-Investor (Light Rehab) Track: 680+ FICO (700+ ideal)

What we like: vendor-backed budgets, milestone draws, and a clear exit (sale or DSCR refi).

🧱 Ground-Up Construction (GUC) — Build It Right

  • Rates from 8.5%

  • LTC: up to 90% (4+ completed GUC) | 85% (2–3) | 80% (1 completed GUC with 700+ FICO)

  • Max 60% LTC (FICO 660–699 / Foreign National)

  • Loan size: $150K–$1.5M (to $2M by exception)

We structure: interest reserves to real lead times, vendor deposits, and fabrication milestones—no budgeting nightmares.

👻 Refi the Rates That Haunt You

Holding a 2023–2024 high-rate DSCR? We’ll show side-by-side scenarios at 5.75% starting, with/without buydown, and options to roll eligible costs in a refi or cash-out refi (subject to LTV/DSCR and program rules).

🕸️ Get a Same-Day Soft Quote

Send address, rents (or pro forma), taxes/ins/HOA, target LTV/LTC, and FICO band. We’ll return DSCR/coverage math, a clean draw plan (if rehab/build), and your best path to closing.

👉 Start at LoanFunders.com or reply to this email.
Not a commitment to lend. Rates, terms, and guidelines subject to change and approval.