Good news for active investors: we just cut pricing on our Fix & Flip, Bridge, and GUC loans to 7.99% (program-eligible files). That means lower carry, stronger margins, and cleaner exits—whether you sell, refinance, or stabilize.

What’s New (and Why It Matters)

• 7.99% start rate across Fix & Flip, Bridge, and GUC

• Lower monthly carry → more room for timeline wiggle and change orders

• Faster approvals with investor-friendly underwriting

Illustrative savings: On a $500k interest-only balance, dropping from 8.50% to 7.99% cuts carry by ≈ $213/month. (Estimate; actuals vary.)

Programs at a Glance

🛠️ Fix & Flip — 7.99% | No Prepayment Penalty

• LTC: up to 90% (experienced 3+) • 82.5% (1–2 flips + 700+ FICO) • 60% (FICO 660–699 / Foreign National)

• Loan size: $100K–$3M (to $4.5M case-by-case)

• New-Investor Light Rehab: 680+ FICO (700+ ideal)

• Exit: sell with no prepay or refi to DSCR sub-6% (subject to credit/LTV)

🔁 Bridge — 7.99%

• For value-add, lease-up, DPO/note buys, recapitalizations

• Milestone-based reserves/draws; interest reserves available

• Typical terms 12–36 months, sized to business plan and DSCR path

🧱 Ground-Up Construction (GUC) — 7.99%

• LTC tiers: 90% (4+ completed GUC) • 85% (2–3) • 80% (1 completed GUC + 700+ FICO) • 60% (FICO 660–699 / Foreign National)

• Loan size: $150K–$1.5M (to $2M by exception)

• Draws: deposit → fabrication → delivery → install; schedule-based reserves

Why Investors Choose Us

• Asset-based speed: streamlined docs, same-day soft pre-quals

• LLC / self-employed / foreign national-friendly (program-dependent)

• Clear exits: DSCR take-outs (rates from 5.75%) and cash-out refis when you hold

Get a Same-Day Soft Quote

Send address, scope/budget (or business plan), timeline, comps/rents, FICO band—and tell us if you’re selling or planning a DSCR refi. We’ll return:

• Max LTC and a draw/reserve map

• Carry at 7.99% vs. prior pricing

• A sell vs. refi side-by-side (with DSCR scenarios)

👉 Start at LoanFunders.com or reply to this email.

Disclaimer: Not a commitment to lend. Eligibility, rates, and terms subject to change and approval. Leverage, pricing, and features vary by credit, experience, DSCR/LTC, property, and market conditions.