We’ve rolled out several investor-friendly options this year—built for speed, simple docs, and real-world execution. Here’s everything in one place.

What’s New

1) Purchase & Refi for Commercial Properties

Open across: Multifamily 5+, Mixed-Use, Retail, Office, Light Industrial, Warehouse, Self-Storage, Automotive, Daycare  and more.. Practical underwriting, clear timelines, sensible exits.

2) 85% LTV DSCR on Single-Family Rentals (SFH)

Up to 85% LTV on qualified files with asset-based DSCR sizing and streamlined docs.

3) 40-Year Fixed DSCR (1–4 Units)

10 years Interest-Only, then 30 years fixed amortization—lower payment runway while you stabilize, with a fixed rate the whole way.

4) Rural DSCR for SFH

Purpose-built for rural single-family rentals. 680+ FICO required.

5) Ground-Up Construction — No Prior GUC Experience Required

A path for capable sponsors without previous ground-up completions. Tighter leverage/oversight to keep builds on schedule.

6) Fix & Flip (1–4 Units) — 600+ FICO (Experienced Flippers)

For seasoned operators with 600+ FICO—light or heavy rehabs, milestone draws to keep cash flow smooth.

7) 50% LTV DSCR — No Minimum FICO

Ultra-low-leverage DSCR for strong-equity files. Built for speed when leverage isn’t the priority.

Core Programs (Still Here, Still Fast)

• DSCR (1–9 units): asset-based (no personal tax returns for DSCR), fixed/ARM, I/O options; typical max LTV 80% SFR / 75% 2–8 / 65% Foreign National.

• Fix & Flip (Rehab): competitive rates, no prepayment penalty on many files, up to 90% LTC for experienced operators; Light Rehab track available.

• Ground-Up Construction: experience-tiered options.

• Bridge / Value-Add / Lease-Up: short-term capital sized to your business plan.

• Foreign National Options (program-dependent).

• Rate Buydown Modeling —we show break-even months so you only buy points when it pencils.

Institutional Partners: When You Need a Different Tool

Beyond our direct programs, we work with institutional lending partners to place specialized or larger executions—CMBS, SBA 7(a)/504, select agency/perm take-outs, preferred equity, mezzanine, and specialty bridge. We quarterback structure, timeline, and diligence so you’re not shopping a file in circles—one conversation, multiple capital paths.

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Questions or want to explore a live deal?
Call 718-635-2377 or email george@loanfunders.com. We’ll keep it simple and get you numbers today.

Business-purpose loans only. Not a commitment to lend. Eligibility, rates, and terms are file- and market-dependent and may change without notice.