50-Year Mortgages vs. Our 30-Year DSCR Loans: Lower Payment ≠ Lower Cost
There’s buzz about 50-year mortgages. Yes, stretching the term can trim the monthly payment—but it massively increases total interest and can make future refis harder. Here’s a clear comparison with our 30-year DSCR loans (rates from 5.75%) and why most investors still choose 30. The core tradeoff 50-year: ~13% lower monthly vs. a 30-year (same … 50-Year Mortgages vs. Our 30-Year DSCR Loans: Lower Payment ≠ Lower Cost