No-Doc Investment Property Loans vs. Lite-Doc: What Lenders Still Verify (and How to Prepare)
Yes—paper-light loans exist. No—they’re not 100 % paperwork-free. Here’s exactly what underwriters still check and the steps you can take to breeze through approval. 1 | Definitions in 60 Seconds Program Core Idea Typical Borrower Max LTV Rate Premium* No-Doc (a.k.a. “true no-income”) Lender relies on credit score, property value, & sometimes rent. No personal … No-Doc Investment Property Loans vs. Lite-Doc: What Lenders Still Verify (and How to Prepare)