The Fed lowered the federal funds rate by 0.25% today to a 3.50%–3.75% target range. It’s the third cut since September and, yes, markets were watching closely. Financial Times+1 But here’s the part that matters for investors: DSCR and mortgage pricing don’t move 1:1 with the Fed’s overnight rate. They lean much more on the … The Fed Cut Rates—Will DSCR Pricing Fall Next?
Markets expect the Fed to cut this week. But here’s the thing most headlines skip: mortgage/DSCR rates often move before the meeting because traders price in policy changes via futures and Treasury yields. Translation—much of the cut is already baked in. Waiting for the press conference rarely unlocks a brand-new discount, and the next data … “Don’t Wait for the Fed”: Why the Cut Is Largely Priced In—and How to Lock a Win Now
The Fed just trimmed the policy rate by a quarter point. Combined with a 10-year Treasury that recently dipped under 4%, this is a tailwind for real-estate financing. If spreads cooperate, DSCR coupons can soften, bridge carry can ease, and borderline deals may now pencil. Here’s what to watch—and how to act today. What the … Fed Cuts Rates by 0.25% What It Means for DSCR & Bridge Loans—And Why Now’s the Moment to Move