5.75%

“Don’t Wait for the Fed”: Why the Cut Is Largely Priced In—and How to Lock a Win Now

“Don’t Wait for the Fed” Why the Cut Is Largely Priced In—and How to Lock a Win Now

Markets expect the Fed to cut this week. But here’s the thing most headlines skip: mortgage/DSCR rates often move before the meeting because traders price in policy changes via futures and Treasury yields. Translation—much of the cut is already baked in. Waiting for the press conference rarely unlocks a brand-new discount, and the next data “Don’t Wait for the Fed”: Why the Cut Is Largely Priced In—and How to Lock a Win Now

DSCR Refi & Cash-Out: Rates Now Start at 5.75% — Stronger Deals with 1.00+ DSCR (Buydowns Available)

Good news for buy-and-hold investors DSCR rates now start at 5.75%. And to keep portfolios resilient, we’ve raised our minimum DSCR to 1.00. Why In our experience, most of the problem loans come f

Good news for buy-and-hold investors: DSCR rates now start at 5.75%. And to keep portfolios resilient, we’ve raised our minimum DSCR to 1.00. Why? In our experience, most of the problem loans come from negative coverage (DSCR < 1.00). Setting the floor at 1.00 helps investors sleep better: payments are covered by rents, even when DSCR Refi & Cash-Out: Rates Now Start at 5.75% — Stronger Deals with 1.00+ DSCR (Buydowns Available)